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◈ GLOSSARY · BUSINESS & ENTREPRENEURSHIP

Customer LTV (Lifetime Value).

A definition, in plain English — with the books that teach it.

Reviewed by ClearValue Editorial Team · Jun 27, 2026
DEFINITION

What it means

Definition

LTV is the total gross profit you expect to earn from a customer over their entire relationship with you. A common shortcut: average revenue per customer × gross margin / churn rate. The honest caveat: it's a forecast that compounds assumptions, so early-stage LTV numbers are usually optimistic.

IN PRACTICE

Example

A SaaS product charges $50/month, has 80% gross margin, and 3% monthly churn. LTV ≈ $50 × 0.80 / 0.03 = $1,333. If CAC is $400, LTV:CAC is 3.3x — a healthy ratio.

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