Brian's reading list for the financial decisions that arrive with a first child
A new baby is one of the most financially consequential events in a family's life — and most parents are too exhausted in year one to think clearly about any of it. Brian curated this list specifically for the decisions that can't wait: life insurance, college savings, updating beneficiaries, and establishing the money habits that will shape the household for the next two decades. He recommends starting with the mindset books before the baby arrives, then returning to the practical ones during the first year when the real financial questions begin showing up.
Brian flags this as the most practically useful book for the pre-baby financial checklist. It covers the decisions that actually need to happen before a child arrives — updating wills, reviewing insurance coverage, structuring parental leave, and setting up the accounts that compound best when started early.
Brian flags this as the most practically useful book for the pre-baby financial checklist. It covers the decisions that actually need to happen before a child arrives — updating wills, reviewing insurance coverage, structuring parental leave, and setting up the accounts that compound best when started early.
Brian often recommends this to parents who want to think about how to teach financial literacy as their child grows, not just how to save money for them. Kiyosaki's core argument — that financial education is more valuable than academic credentials alone — resonates strongly in Brian's tax and wealth-building practice.
This book sits at the intersection of parenting and wealth-building in a way Brian finds underrepresented. The lessons aren't about handing children money — they're about teaching the frameworks that generate it. Brian sees these habits reinforced in his highest-net-worth clients who started early with their own children.
Brian values O'Leary's bluntness here. New parents often make financial decisions through an emotional lens — overspending on nursery furniture, delaying life insurance, skipping the will because it's uncomfortable. This book cuts through the sentiment and focuses on the financial moves that actually protect a growing family.
Many of Brian's clients who become new parents haven't yet fully merged their financial lives with their partner. This short, practical guide addresses the household finance conversations that couples need to have — and often avoid — before a child amplifies every financial disagreement they haven't resolved.
Brian includes this because new parents face a concentration of emotional financial decisions: career trade-offs, single-income pressure, risk tolerance recalibration. Housel's framework for separating emotion from financial logic is especially useful when every dollar suddenly carries more weight than it did before a child arrived.
Every book on this list cleared the same three filters Brian uses when a client asks what to read first: it has to teach a durable principle (not a trick), it has to be written by a practitioner (not a pundit), and it has to be short enough that a busy operator will actually finish it.
Books that didn't make the cut weren't bad — they were redundant, dated, or aimed at an audience that already has the basics. The order matters: read them top-to-bottom and each one builds on the one before it.
